New Aadhaar Form for APY from 1st Jan 2018

Regulatory PFRDA has asked Atal Pension Yojana (APY) service providers to use a revised form to seek consent of subscribers for seeding Aadhaar with their accounts from Monday. APY a guaranteed pension scheme is government's flagship social security Programme.

The Pension Fund Regulatory and development authority (PFRDA) in circular said several meetings were held with department of financial services in the finance ministry and APY service providers with reference to Aadhaar seeding and authentication in APY accounts.

The last such meetings was held about a month ago in which officials from Punjab National Bank, Punjab and Sindh Bank, Bank of Baroda, and Oriental Bank of Commerce participated.

It further said that the APY subscriber registration form has been suitably modified to obtain the consent of the subscriber for Aadhaar seeding and subsequent authentication. All APY service provider are informed to obtain the revised form with effect from Jan 2018 and to capture the details as per the revised form. The circular said.

After getting the Aadhaar information the service providers will have to upload it into central record keeping agency. As per the Aadhaar Act any individual who is eligible to receive benefits under APY will have to furnish proof of possession of the 12 digit unique identity number or undergo enrolment for it.

APY is open to all bank account holders. The Government also co-contribute 50 percent of the total contribution or Rs.1000 per annual whichever is lower to each eligible subscriber for a period of 5 years who had joined the social security scheme before December 31st 2015.

Under the APY the subscribers will receive the fixed minimum pension of Rs.1000 – Rs.5000 per month at the age of 60 years depending on their contributions.

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